Fee Drag Calculator
What your bank is actually charging you
Enter your portfolio size, your bank mutual fund's MER, and your time horizon. See exactly how much of your future wealth disappears into fees versus what you keep with XEQT at 0.20%.
Fee Comparison Calculator
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$
Your Bank Fund
Final Portfolio Value
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Total fees paid: --
MER: 2.10% per year
MER: 2.10% per year
XEQT at 0.20%
Final Portfolio Value
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Total fees paid: --
MER: 0.20% per year
MER: 0.20% per year
You lose to fees over 25 years
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That is the difference between your bank fund and XEQT. That money does not disappear -- it goes to your bank. It is the cost of paying a manager to underperform the index.
Fee Drag Over Time: Bank Fund vs XEQT
Gross return assumed 7.5% annually for both
Bank Fund
XEQT
Fee impact calculations use a gross return assumption of 7.5% annually before fees for both funds. Actual fund returns vary and may differ significantly. MER figures shown for named funds are approximate and may have changed. Verify current MER with the fund provider. For illustrative purposes only. Not financial advice.