$0today
What if someone actually followed the advice on this site? $500 a month into XEQT, every month since the fund launched. Never sold. Never timed anything. Put in $0, worth $0, a 1.0x multiplier.
The numbers live
Year by year end-of-year value
What it survived and kept buying through
Portfolio rules
$500 per month, bought at that month's average price, without exception.
XEQT only. No rebalancing, no switching, no market timing.
No panic selling. Every dip on the chart was bought, not sold.
Distributions not reinvested, so the result is deliberately conservative. A DRIP would do better.
Real prices. Monthly averages of XEQT.TO daily closes, refreshed weekly.
The honest footnote
Fees are inside the price. XEQT's 0.19% MER is already deducted from the NAV, so nothing is hidden here.
The current month is partial. Its price is the average of the trading days so far, so it moves until month end.
Taxes depend on the account. In a TFSA the growth is yours. In a taxable account, distributions and eventual gains are taxed.
Replicate this portfolio. Open a commission-free TFSA on Wealthsimple, set up a $500 automatic monthly XEQT purchase, and let the chart above do the rest.
$25Open Wealthsimple →Takes 5 minutes. No minimum deposit.
All figures are hypothetical and calculated from monthly average XEQT.TO closing prices. Distributions are not reinvested, which makes the results conservative. Past performance does not guarantee future results. Not financial advice.