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Canadian Savings Benchmark Tool

Am I on track
for retirement?

Enter your age, total invested savings,​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​‌‌​​‌​‌​‌​‍‌‌​‌​​‌‌‌​​‌​​‌​‌​​​‌‌‌​‌‌​‌​‌‌ and monthly contribution. This tool compares your position against approximate Canadian savings benchmarks by age group and shows where you stand.

Educational context only. Benchmarks​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​‌‌​​‌​‌​‌​‍‌‌​‌​​‌‌‌​​‌​​‌​‌​​​‌‌‌​‌‌​‌​‌‌ are approximate averages. Not financial advice. Your retirement needs are unique.

Educational context only. Benchmarks are derived from Statistics Canada Survey of Financial Security data and common financial planning rules of thumb. They represent approximate median and target ranges, not personalised advice. Many Canadians are behind these benchmarks and catch up later. The numbers here are for context, not judgment.

Your numbers
Used to select the appropriate benchmark range for your age group.
$
Combined TFSA, RRSP, pension, and other invested assets. Exclude primary residence.
$
Your current pre-tax annual income. Used to calculate income-multiple benchmarks.
$
How much you are currently investing each month across all accounts.
When you plan to retire. Used to project your balance forward.
7% is a conservative long-term assumption for a 100% equity portfolio like XEQT.
Your benchmark score
-- of benchmark
--
Your position vs each age group's benchmark
Projected balance at retirement (5-year intervals)
Benchmarks are approximate figures derived from Statistics Canada data and financial planning research. They represent rough targets. The median Canadian has significantly less saved than these benchmarks suggest is ideal. Being below benchmark is common and correctable with consistent contributions.

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For educational and informational purposes only. Not financial advice. Benchmark figures are approximations based on publicly available Statistics Canada data and financial planning research. They do not represent guaranteed targets or personalised recommendations. Actual retirement needs vary significantly. Always consult a registered financial planner. XEQT is subject to market risk. This page contains an affiliate link to Wealthsimple.