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Market News

Market news curated for the Canadian​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ investor. See what's making headlines below.

July 15, 2026

Sara Misra Sara Misra

The 4% Rule Is American. Here’s What Canadian Early Retirees Actually Need

The 4% rule was built on US data and​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ ignores CPP/OAS timing, RRSP/TFSA sequencing, and the loonie's effect on XEQT...

July 13, 2026

Sara Misra Sara Misra

RRSP or TFSA First? The Decision Tree Canadians Actually Need

The 'high income = RRSP first'​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ rule ignores pensions, CPP, and OAS clawbacks. Here's the real framework for choosing —...

July 10, 2026

Sara Misra Sara Misra

Your Financial Advisor Is Probably Charging You 2%. Here’s What That Looks Like Over 30 Years

A 2% MER feels small until you see the​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ actual dollar gap at retirement. Here's the exact math — and...

July 8, 2026

Matt Denney Matt Denney

XEQT Holds 9,000+ Stocks. So Why Do People Still Think It’s Risky?

XEQT owns 9,000+ companies across 47​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ countries — yet advisors still call it risky. Here's the diversification math they'd rather...

July 6, 2026

Matt Denney Matt Denney

She Got a $40K Severance at 38. Here’s Exactly What We’d Do With It

A $40K severance is a tax event before​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ it's an investing event. Here's the exact account-sequencing order that keeps more...

July 3, 2026

Matt Denney Matt Denney

I Tested Every Major Canadian Brokerage Buying XEQT — Here’s What Actually Happened

Not all 'commission-free'​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ brokerages treat XEQT the same. Here's what really happens when you buy, sell, and reinvest across every...

July 1, 2026

Matt Denney Matt Denney

XEQT vs VEQT: The Honest Answer After Years of Data

Both XEQT and VEQT are excellent all-equity​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ ETFs — but the real differences hide in tax treatment, brokerage ecosystems, and...

June 29, 2026

Sara Misra Sara Misra

Buying a House in 3 Years and Still Investing: The Exact Playbook

A 3-year house timeline doesn't​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ mean parking everything in cash. Here's the staged glide path that captures real returns while...

June 26, 2026

Matt Denney Matt Denney

What Nobody Tells You About Retiring Early With a Single ETF

The FIRE community says you need a complex​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ portfolio to retire early. XEQT's 9,444 stocks, 0.20% MER, and automatic rebalancing...

June 24, 2026

Matt Denney Matt Denney

The TFSA Contribution Room Mistake That’s Quietly Costing Canadians Thousands

CRA's 1% monthly TFSA penalty starts​‌‌​‌​‌​​‌‌​​​‌​​‌‌‌‌​​​​‌‌​​‌​‌​‌‌‌​​​‌​‌‌‌​‌​​‍​​​​​​​​​​​​​​​​‌​​‌‍‌‌​‌​​‌‌​​‌​‌​‌​​​​‌‌​‌​‌‌‌‌​‌​ the moment you over-contribute and stacks silently until you act. Learn the three timing...