Terms of Use

1. About this site

JustBuyXEQT.ca is an independent educational website created and maintained by Sara Misra and Matt Denney as a personal side project. Sara Misra is a University of Waterloo Statistics graduate. Neither Sara Misra nor Matt Denney is a registered financial adviser, investment dealer, portfolio manager, or financial planner under any Canadian or provincial securities legislation.

2. No adviser-client relationship

You should not rely on any content on this site as the basis for any financial decision. Before making any investment, tax, or retirement planning decision, consult a qualified financial planner, registered investment adviser, or tax professional who can assess your specific circumstances.

3. Educational purpose only

All content on JustBuyXEQT.ca is published for general educational and informational purposes only. Articles, guides, calculators, tools, and other content describe general concepts, historical data, and publicly available information about the XEQT ETF and related topics. They do not constitute recommendations to buy, sell, or hold any security.

References to XEQT, Wealthsimple, or any other product or service on this site are for educational context only and do not constitute endorsements, recommendations, or guarantees of any kind.

4. Accuracy and currency of information

We make reasonable efforts to ensure content is accurate at the time of publication. However, financial markets, tax legislation, government benefit amounts, ETF fees, and regulatory requirements change frequently. We cannot guarantee that any specific piece of content reflects the most current information at the time you read it.

Calculator outputs, projection figures, and benchmark comparisons are estimates based on simplified assumptions and are provided for illustrative purposes only. They do not represent guaranteed outcomes, predictions of future performance, or personalised financial projections.

Past performance of XEQT or any other investment does not guarantee future results. All investing involves risk, including the possible loss of principal.

5. Affiliate relationships and compensation

This site contains affiliate links to Wealthsimple Technologies Inc. If you open a Wealthsimple account through a link on this site, we may receive a commission from Wealthsimple at no cost to you. This compensation does not influence our editorial content or the views expressed on this site.

We disclose affiliate relationships in accordance with the Canadian Code of Advertising Standards. All affiliate links are identified with rel="sponsored" markup. We are not affiliated with, endorsed by, or sponsored by iShares, BlackRock Canada, Wealthsimple, Vanguard Canada, BMO Asset Management, or any other financial institution except through arm's-length affiliate arrangements.

6. Limitation of liability

To the maximum extent permitted by applicable law, Sara Misra, Matt Denney, and their respective officers, directors, employees, and contractors shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from:

• Your use of, or reliance on, any content on this site
• Any investment decision made based on content found on this site
• Any inaccuracy, error, or omission in the content
• Any interruption or unavailability of the site
• Any third-party content linked from this site

This limitation applies regardless of the theory of liability (contract, tort, negligence, or otherwise) and even if we have been advised of the possibility of such damages.

7. Intellectual property

All original content on JustBuyXEQT.ca, including articles, guides, design, code, and tools, is the intellectual property of its creators and is protected by Canadian copyright law. You may share links to this site and quote brief excerpts with attribution, but you may not reproduce full articles, copy the site design, or use our content commercially without written permission.

XEQT is a trademark of BlackRock Asset Management Canada Limited. Wealthsimple is a trademark of Wealthsimple Technologies Inc. All other trademarks referenced on this site are the property of their respective owners. Use of these names is for identification and educational purposes only and does not imply any affiliation or endorsement.

8. Third-party links

This site contains links to external websites including the Canada Revenue Agency, iShares, Vanguard, Wealthsimple, Statistics Canada, and others. These links are provided for convenience and reference. We do not control these sites and are not responsible for their content, accuracy, or privacy practices. Linking to an external site does not constitute an endorsement of that site or its content.

9. Governing law

These Terms of Use are governed by and construed in accordance with the laws of the Province of British Columbia and the applicable federal laws of Canada, without regard to conflict of law principles. Any dispute arising from your use of this site shall be subject to the exclusive jurisdiction of the courts of British Columbia.

10. Changes to these terms

We may update these Terms of Use from time to time. The effective date at the top of this page reflects the most recent revision. Continued use of the site after any change constitutes your acceptance of the updated terms.

11. Contact

Questions about these Terms of Use may be directed to the site creators through the contact information on our About page.